Now WhatsApp share your payments data with Facebook


Now WhatsApp share your payments data with FacebookAs per the new payment service launch by the WhatsApp, it can now receive information whenever the messaging app delivers payments services to users.

WhatsApp has recently launched services in which payments done on this instant messaging app will safeguard quicker and stress-free transactions. Though it is really good that now, one can receive all the payment details on the WhatsApp. But, don’t you think it is quite risky. As through this services our transaction details will be shared with a third-party which includes Facebook and other social networking sites through which we are connected.

In this payment service, WhatsApp will make use of  Unified Payment Interface (UPI) for its payment service on its app. This method of payment allows the users to send and receive money through their UPI-linked bank accounts. It guarantees a rapid and smooth money transfer without any requirement of storing balance in a wallet.

About this payment service 

According to this new services, WhatsApp will obtain information when the messaging app provides Payments services to its users.

 WhatsApp will write, that it shares data of the users with the third-Party Providers and Services. This is as per the India Payments Privacy Policy only.

The WhatsApp will help the users to improve and operate Payments in a hassle-free manner. It will do this by sharing information with third-party providers and services. The WhatsApp not only shares information but also send payment instructions to PSPs.

To do this efficiently it will maintain the history of the transaction, offer customer support, and keep our services safe and protected. This also includes to prevent and detect at the same time.

The WhatsApp will share information collected by it which is related to fraud, safety, security, abuse, or other misconduct. This is all done under this Payments Privacy Policy with third-party service providers including Facebook.

To provide trouble-free Payments to the users, WhatsApp will share information with third-party services including PSPs. This includes your mobile phone number, registration information, device identifiers, VPAs, the sender’s UPI PIN, and payment amount. This is according to the privacy policy clause mentioned by WhatsApp.

WhatsApp has your registration information

As per the Facebook-owned app  “When we register to use Payments, we provide our bank’s name, partial debit card number, and debit card expiration date.

In fact, it may also ask the users to provide their ATM PIN or UPI PIN. In addition to this, it may also ask to trade or set up a UPI PIN for payment transactions. This is when you don’t have that.

The WhatsApp has ensured its users that it will receive the details of debit card and ATM PIN or UPI PIN of the users steadily and in a secure manner and they are not going to retain this confidential information.

About WhatsApp

WhatsApp is one of the most used and popular messaging application among people of every age across the world. It has around a 220million subscribers. However, there are some other players that deal in an instant messaging app. This includes Google Tez and Truecaller. These instant messaging app also provide you  UPI-based payment services.

What Facebook has promised

Facebook which is covered with lots of controversies regarding data breaches cases. As whats app is also associated with the facebook so it is obvious that people across the world will doubt on this payment service features.

But this time Facebook has admitted it may have “inappropriately shared” the personal data of over 2.7 million people in the European Union, but this time they are alert.

The data breach incident of  Facebook data which has created a chaos and also allowed people to raise questions and doubt on the data protection and security features. Hope this services provided by the WhatsApp will not create any controversies in future and will maintain the security of the user’s information.


Please enter your comment!
Please enter your name here